import React from 'react';
import { Link } from 'react-router-dom';
import PublicNavbar from '../components/PublicNavbar';
import PublicFooter from '../components/PublicFooter';


export default function TermsOfService() {
  return (
    <>
      <PublicNavbar />
      <main className="bg-gradient-to-bl from-[var(--neutral-100)] to-[var(--neutral-800)] text-[var(--purple-deep)]">
        <div className="mx-auto w-full max-w-5xl px-4 sm:px-6 lg:px-8 py-10">
          {/* Title */}
          <header className="border-b pb-6">
            <h1 className="text-3xl sm:text-4xl font-bold tracking-tight ">
              Terms of Service
            </h1>
            <p className="mt-3 text-sm">
              <span className="font-medium">Last updated March 23, 2025</span>
            </p>
          </header>

          {/* Body */}
          <div className="prose text-[var(--purple-deep)] max-w-none prose-h2:mt-10 prose-h2:scroll-mt-24 prose-h3:mt-6">
            {/* AGREEMENT */}
            <section aria-labelledby="agreement" className="mt-8">
              <h2 id="agreement" className="text-xl sm:text-2xl text-[var(--purple-deep)] font-bold ">
                AGREEMENT TO OUR LEGAL TERMS
              </h2>

              <p>
                We are LOAFers, Inc. ("Company," "we," "us," "our").
              </p>

              <p>
                We operate, as well as any other related products and services that refer or link to these legal terms
                (the "Legal Terms") (collectively, the "Services").
              </p>

              <p>
                You can contact us by email at{" "}
                <a className="" href="mailto:info@loaftx.com">
                  info@loaftx.com
                </a>{" "}
                or by mail to PO Box 7207, Houston, TX 77249, United States.
              </p>

              <p>
                These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf
                of an entity ("you"), and LOAFers, Inc., concerning your access to and use of the Services. You agree that
                by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms.{" "}
                <strong>
                  IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE
                  SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
                </strong>
              </p>

              <p>
                Supplemental terms and conditions or documents that may be posted on the Services from time to time are
                hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make
                changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any
                changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive
                specific notice of each such change. It is your responsibility to periodically review these Legal Terms to
                stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have
                accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such
                revised Legal Terms are posted. We recommend that you print a copy of these Legal Terms for your records.
              </p>
            </section>

            {/* TABLE OF CONTENTS */}
            <section aria-labelledby="toc" className="text-[var(--purple-deep)]">
              <h2 id="toc" className="text-lg sm:text-xl font-bold text-[var(--purple-deep)] m-0">
                TABLE OF CONTENTS
              </h2>

              <ol className="mt-4 list-decimal no-prose text-[var(--purple-deep)] pl-5 space-y-1">
                <li><a className="text-[var(--purple-deep)]" href="#our-services">OUR SERVICES</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#ipr">INTELLECTUAL PROPERTY RIGHTS</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#user-representations">USER REPRESENTATIONS</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#prohibited-activities">PROHIBITED ACTIVITIES</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#ugc">USER GENERATED CONTRIBUTIONS</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#contribution-license">CONTRIBUTION LICENSE</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#services-management">SERVICES MANAGEMENT</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#term-termination">TERM AND TERMINATION</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#modifications">MODIFICATIONS AND INTERRUPTIONS</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#governing-law">GOVERNING LAW</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#dispute-resolution">DISPUTE RESOLUTION</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#corrections">CORRECTIONS</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#disclaimer">DISCLAIMER</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#limitations-liability">LIMITATIONS OF LIABILITY</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#indemnification">INDEMNIFICATION</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#user-data">USER DATA</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#electronic-comms">ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#miscellaneous">MISCELLANEOUS</a></li>
                <li><a className="text-[var(--purple-deep)]" href="#contact-us">CONTACT US</a></li>
              </ol>
            </section>

            {/* 1. OUR SERVICES */}
            <section id="our-services" className="scroll-mt-24">
              <h2 className="text-xl text-[var(--purple-deep)] sm:text-2xl font-bold ">1. OUR SERVICES</h2>
              <p>
                The information provided when using the Services is not intended for distribution to or use by any person
                or entity in any jurisdiction or country where such distribution or use would be contrary to law or
                regulation or which would subject us to any registration requirement within such jurisdiction or country.
                Accordingly, those persons who choose to access the Services from other locations do so on their own
                initiative and are solely responsible for compliance with local laws, if and to the extent local laws are
                applicable.
              </p>
            </section>

            {/* 2. INTELLECTUAL PROPERTY RIGHTS */}
            <section id="ipr" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)] ">2. INTELLECTUAL PROPERTY RIGHTS</h2>

              <h3 className="text-lg font-semibold ">Our intellectual property</h3>
              <p>
                We are the owner or the licensee of all intellectual property rights in our Services, including all source
                code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics
                in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos
                contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws (and
                various other intellectual property rights and unfair competition laws) and treaties around the world. The
                Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or
                internal business purpose only.
              </p>

              <h3 className="text-lg font-semibold text-[var(--purple-deep)]">Your use of our Services</h3>
              <p>
                Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we
                grant you a non-exclusive, non-transferable, revocable license to:
              </p>

              <ul className="list-disc pl-6 space-y-1">
                <li>access the Services; and</li>
                <li>
                  download or print a copy of any portion of the Content to which you have properly gained access, solely
                  for your personal, non-commercial use or internal business purpose.
                </li>
              </ul>

              <p>
                Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content
                or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded,
                translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose
                whatsoever, without our express prior written permission. If you wish to make any use of the Services,
                Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address
                your request to:{" "}
                <a className="" href="mailto:loafhoustontx@gmail.com">
                  loafhoustontx@gmail.com
                </a>
                .
              </p>

              <p>
                If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or
                Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that
                any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our
                Content. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any
                breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your
                right to use our Services will terminate immediately.
              </p>

              <h3 className="text-lg font-semibold text-[var(--purple-deep)]">Your submissions</h3>
              <p>
                Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using our Services to
                understand the (a) rights you give us and (b) obligations you have when you post or upload any content
                through the Services.
              </p>

              <p>
                <strong>Submissions:</strong> By directly sending us any question, comment, suggestion, idea, feedback, or
                other information about the Services ("Submissions"), you agree to assign to us all intellectual property
                rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted
                use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or
                compensation to you.
              </p>

              <p>
                <strong>
                  You are responsible for what you post or upload: By sending us Submissions through any part of the
                  Services you:
                </strong>
              </p>

              <ul className="list-disc pl-6 space-y-2">
                <li>
                  confirm that you have read and agree with our "PROHIBITED ACTIVITIES" and will not post, send, publish,
                  upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful,
                  defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually
                  explicit, false, inaccurate, deceitful, or misleading;
                </li>
                <li>to the extent permissible by applicable law, waive any and all moral rights to any such Submission;</li>
                <li>
                  warrant that any such Submission are original to you or that you have the necessary rights and licenses
                  to submit such Submissions and that you have full authority to grant us the above-mentioned rights in
                  relation to your Submissions; and
                </li>
                <li>warrant and represent that your Submissions do not constitute confidential information.</li>
              </ul>

              <p>
                You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all
                losses that we may suffer because of your breach of (a) this section, (b) any third party’s intellectual
                property rights, or (c) applicable law.
              </p>
            </section>

            {/* 3. USER REPRESENTATIONS */}
            <section id="user-representations" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold ">3. USER REPRESENTATIONS</h2>
              <p>By using the Services, you represent and warrant that:</p>
              <ol className="list-decimal pl-6 space-y-1">
                <li>you have the legal capacity and you agree to comply with these Legal Terms;</li>
                <li>you are not a minor in the jurisdiction in which you reside;</li>
                <li>you will not access the Services through automated or non-human means, whether through abot, script or otherwise;</li>
                <li>you will not use the Services for any illegal or unauthorized purpose; and</li>
                <li>your use of the Services will not violate any applicable law or regulation.</li>
              </ol>
              <p>
                If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to
                suspend or terminate your account and refuse any and all current or future use of the Services (or any
                portion thereof).
              </p>
            </section>

            {/* 4. PROHIBITED ACTIVITIES */}
            <section id="prohibited-activities" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">4. PROHIBITED ACTIVITIES</h2>

              <p>
                You may not access or use the Services for any purpose other than that for which we make the Services
                available. The Services may not be used in connection with any commercial endeavors except those that are
                specifically endorsed or approved by us. As a user of the Services, you agree not to:
              </p>

              <ul className="list-disc pl-6 space-y-2">
                <li>Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.</li>
                <li>Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.</li>
                <li>Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.</li>
                <li>Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.</li>
                <li>Use any information obtained from the Services to harass abuse or harm another person.</li>
                <li>Make improper use of our support services or submit false reports ofabuse or misconduct.</li>
                <li>Use the Services in a manner inconsistent with any applicable laws or regulations.</li>
                <li>Engage in unauthorized framing of or linking to the Services.</li>
                <li>Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.</li>
                <li>Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.</li>
                <li>Delete the copyright or other proprietary rights notice from any Content.</li>
                <li>Attempt to impersonate another user or person or use the username of another user.</li>
                <li>Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms").</li>
                <li>Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.</li>
                <li>Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.</li>
                <li>Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.</li>
                <li>Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.</li>
                <li>Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.</li>
                <li>Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any unauthorized script or other software.</li>
                <li>Use a buying agent or purchasing agent to make purchases on the Services.</li>
                <li>Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.</li>
                <li>Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.</li>
              </ul>
            </section>

            {/* 5. USER GENERATED CONTRIBUTIONS */}
            <section id="ugc" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">5. USER GENERATED CONTRIBUTIONS</h2>
              <p>
                The Services does not offer users to submit or post content. We may provide you with the opportunity to
                create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials
                to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics,
                comments, suggestions, or personal information or other material (collectively, "Contributions").
                Contributions may be viewable by other users of the Services and through third-party websites. When you
                create or make available any Contributions, you thereby represent and warrant that:
              </p>
            </section>

            {/* 6. CONTRIBUTION LICENSE */}
            <section id="contribution-license" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">6. CONTRIBUTION LICENSE</h2>
              <p>
                You and Services agree that we may access, store, process, and use any information and personal data that
                you provide and your choices (including settings).
              </p>
              <p>
                By submitting suggestions or other feedback regarding the Services, you agree that we can use and share
                such feedback for any purpose without compensation to you.
              </p>
              <p>
                We do not assert any ownership over your Contributions. You retain full ownership of all of your
                Contributions and any intellectual property rights, or other proprietary rights associated with your
                Contributions. We are not liable for any statements or representations in your Contributions provided by
                you in any area on the Services. You are solely responsible for your Contributions to the Services and you
                expressly agree to exonerate us from any and all responsibility and to refrain from any legal action
                against us regarding your Contributions.
              </p>
            </section>

            {/* 7. SERVICES MANAGEMENT */}
            <section id="services-management" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">7. SERVICES MANAGEMENT</h2>
              <p>
                We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal
                Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or
                these Legal Terms, including without limitation, reporting such user to law enforcement authorities; (3) in
                our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or
                disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in
                our sole discretion and without limitation, notice, or liability, to remove from the Services or otherwise
                disable all files and content that are excessive in size or are in any way burdensome to our systems; and
                (5) otherwise manage the Services in a manner designed to protect our rights and property and to
                facilitate the proper functioning of the Services.
              </p>
            </section>

            {/* 8. TERM AND TERMINATION */}
            <section id="term-termination" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">8. TERM AND TERMINATION</h2>
              <p>
                These Legal Terms shall remain in full force and effect while you use the Services.{" "}
                <strong>
                  WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE
                  DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING
                  CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR
                  BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE
                  LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE ANY CONTENT OR
                  INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.
                </strong>
              </p>
              <p>
                If we terminate or suspend your account for any reason, you are prohibited from registering and creating a
                new account under your name, a fake or borrowed name, or the name of any third party, even if you may be
                acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the
                right to take appropriate legal action, including without limitation pursuing civil, criminal, and
                injunctive redress.
              </p>
            </section>

            {/* 9. MODIFICATIONS AND INTERRUPTIONS */}
            <section id="modifications" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">9. MODIFICATIONS AND INTERRUPTIONS</h2>
              <p>
                We reserve the right to change, modify, or remove the contents of the Services at any time or for any
                reason at our sole discretion without notice. However, we have no obligation to update any information on
                our Services. We will not be liable to you or any third party for any modification, price change,
                suspension, or discontinuance of the Services.
              </p>
              <p>
                We cannot guarantee the Services will be available at all times. We may experience hardware, software, or
                other problems or need to perform maintenance related to the Services, resulting in interruptions, delays,
                or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the
                Services at any time or for any reason without notice to you.
              </p>
              <p>
                You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your
                inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in
                these Legal Terms will be construed to obligate us to maintain and support the Services or to supply any
                corrections, updates, or releases in connection therewith.
              </p>
            </section>

            {/* 10. GOVERNING LAW */}
            <section id="governing-law" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">10. GOVERNING LAW</h2>
              <p>
                These Legal Terms shall be governed by and defined following the laws of Texas. LOAFers, Inc. and yourself
                irrevocably consent that the courts of Houston shall have exclusive jurisdiction to resolve any dispute
                which may arise in connection with these Legal Terms.
              </p>
            </section>

            {/* 11. DISPUTE RESOLUTION */}
            <section id="dispute-resolution" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">11. DISPUTE RESOLUTION</h2>

              <h3 className="text-lg font-semibold ">Informal Negotiations</h3>
              <p>
                To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal
                Terms (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a
                "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute
                (except those Disputes expressly provided below) informally for at least ___60_____ days before initiating
                arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.
              </p>

              <h3 className="text-lg font-semibold text-[var(--purple-deep)]">Binding Arbitration</h3>
              <p>
                Any dispute arising out of or in connection with these Legal Terms, including any question regarding its
                existence, validity, or termination, shall be referred to and finally resolved by the Disputy Resolution
                Center of Harris County{" "}
                <a
                  className=""
                  href="https://drc.harriscountytx.gov/"
                  target="_blank"
                  rel="noreferrer"
                >
                  https://drc.harriscountytx.gov/
                </a>
              </p>

              <h3 className="text-lg font-semibold text-[var(--purple-deep)]">Restrictions</h3>
              <p>
                The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually.
                To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b)
                there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class
                action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported
                representative capacity on behalf of the general public or any other persons.
              </p>

              <h3 className="text-lg font-semibold text-[var(--purple-deep)]">Exceptions to Informal Negotiations and Arbitration</h3>
              <p>
                The Parties agree that the following Disputes are not subject to the above provisions concerning informal
                negotiations binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity
                of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from,
                allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive
                relief.
              </p>
              <p>
                If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any
                Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute
                shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and
                the Parties agree to submit to the personal jurisdiction of that court.
              </p>
            </section>

            {/* 12. CORRECTIONS */}
            <section id="corrections" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">12. CORRECTIONS</h2>
              <p>
                There may be information on the Services that contains typographical errors, inaccuracies, or omissions,
                including descriptions, pricing, availability, and various other information. We reserve the right to
                correct any errors, inaccuracies, or omissions and to change or update the information on the Services at
                any time, without prior notice.
              </p>
            </section>

            {/* 13. DISCLAIMER */}
            <section id="disclaimer" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">13. DISCLAIMER</h2>
              <p className="font-semibold">
                THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL
                BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR
                IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED
                WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
              </p>
              <p className="font-semibold">
                WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE
                CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR
                RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY
                OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3)
                ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR
                FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE
                SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE
                SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS
                OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE
                AVAILABLE VIA THE SERVICES.
              </p>
              <p className="font-semibold">
                WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR
                OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION
                FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR
                MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE
                PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST
                JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
              </p>
            </section>

            {/* 14. LIMITATIONS OF LIABILITY */}
            <section id="limitations-liability" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">14. LIMITATIONS OF LIABILITY</h2>
              <p className="font-semibold">
                IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY
                DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST
                PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE
                BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
              </p>
              <p className="font-semibold">
                NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER
                AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF
                ANY, BY YOU TO US OR .
              </p>
              <p className="font-semibold">
                CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE
                EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE
                DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
              </p>
            </section>

            {/* 15. INDEMNIFICATION */}
            <section id="indemnification" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">15. INDEMNIFICATION</h2>
              <p>
                You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of
                our respective officers, agents, partners, and employees, from and against any loss, damage, liability,
                claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or
                arising out of: (1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your
                representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third
                party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any
                other user of the Services with whom you connected via the Services.
              </p>
              <p>
                Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and
                control of any matter for which you are required to indemnify us, and you agree to cooperate, at your
                expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim,
                action, or proceeding which is subject to this indemnification upon becoming aware of it.
              </p>
            </section>

            {/* 16. USER DATA */}
            <section id="user-data" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">16. USER DATA</h2>
              <p>
                We will maintain certain data that you transmit to the Services for the purpose of managing the performance
                of the Services, as well as data relating to your use of the Services. Although we perform regular routine
                backups of data, you are solely responsible for all data that you transmit or that relates to any activity
                you have undertaken using the Services. You agree that we shall have no liability to you for any loss or
                corruption of any such data, and you hereby waive any right of action against us arising from any such loss
                or corruption of such data.
              </p>
            </section>

            {/* 17. ELECTRONIC COMMUNICATIONS */}
            <section id="electronic-comms" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">
                17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
              </h2>
              <p>
                Visiting the Services, sending us emails, and completing online forms constitute electronic communications.
                You consent to receive electronic communications, and you agree that all agreements, notices, disclosures,
                and other communications we provide to you electronically, via email and on the Services, satisfy any legal
                requirement that such communication be in writing.
              </p>
              <p className="font-semibold">
                YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO
                ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA
                THE SERVICES.
              </p>
              <p>
                You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other
                laws in any jurisdiction which require an original signature or delivery or retention of non-electronic
                records, or to payments or the granting of credits by any means other than electronic means.
              </p>
            </section>

            {/* 18. MISCELLANEOUS */}
            <section id="miscellaneous" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">18. MISCELLANEOUS</h2>
              <p>
                These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the
                Services constitute the entire agreement and understanding between you and us. Our failure to exercise or
                enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or
                provision.
              </p>
              <p>
                These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights
                and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay,
                or failure to act caused by any cause beyond our reasonable control.
              </p>
              <p>
                If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or
                unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does
                not affect the validity and enforceability of any remaining provisions.
              </p>
              <p>
                There is no joint venture, partnership, employment or agency relationship created between you and us as a
                result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed
                against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on
                the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these
                Legal Terms.
              </p>
            </section>

            {/* 19. CONTACT US */}
            <section id="contact-us" className="scroll-mt-24">
              <h2 className="text-xl sm:text-2xl font-bold text-[var(--purple-deep)]">19. CONTACT US</h2>
              <p>
                In order to resolve a complaint regarding the Services or to receive further information regarding use of
                the Services, please contact us at:
              </p>

              <div className="not-prose mt-4 ">
                <p className="font-semibold  mb-2">LOAFers, Inc.</p>
                <p className="">PO Box 7207</p>
                <p className="">Houston, TX 77249</p>
                <p className="">United States</p>
                <p className="mt-3">
                  <a className="" href="mailto:info@loaftx.org">
                    info@loaftx.org
                  </a>
                </p>
              </div>
            </section>
          </div>
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        <div className="mt-8 text-center">
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            style={{ fontFamily: "'Nunito Sans', sans-serif" }}>
            <span>←</span> Back to Home
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  );
}



